大安分行-存匯人員

Key Responsibilities 

Executes, aligned with global and regional strategies, all responsibilities regarding underwriting, including, but not limited to: 

Adoption of leading practices in regulatory-driven credit analysis, underwriting, and monitoring, including the end-to-end underwriting process, from early origination discussions to development of credit approval memos 

Drafting of Credit Approval Memo (CAM) packages including but not limited to ensuring they are complete and accurate 

Conducting initial financial analysis, due diligence, projection modeling, stress testing, risk ratings and other in-depth analysis 

Support relationships with key stakeholders in Banking and Risk and with key Regulators, Internal Audit, and control functions 

Support ICM Underwriting organization on strategic initiatives /projects as required 

Risk Management Experience: 

Experience in and exposure to global credit risk management standards 

Ability to understand financing and product structures 

Ability to assess financial and industry data to conduct credit assessment 

Able to discuss and address issues associated with the allocation of risk assets and risk capital in partnership with stakeholders and product organizations. 

Client Relationships / Business Partnership: 

Ability to understand nuances of local markets, local regulation, and the capabilities and practices of competitors 

Navigates organizational complexity and breaks silos 

Creates and sustains a network of strong partnerships with the business in all segments & geographies and other risk functions 

Provides well-reasoned, balanced assessments of risk/return trade-offs associated with transactions and client relationships

Key Responsibilities 

Executes, aligned with global and regional strategies, all responsibilities regarding underwriting, including, but not limited to: 

Adoption of leading practices in credit analysis, underwriting, and monitoring, including the end-to-end underwriting process, from early origination discussions to development of credit approval memos 

Drafting of Credit Approval Memo (CAM) packages including but not limited to ensuring they are complete and accurate 

Conducting initial financial analysis, due diligence, projection modeling, stress testing, risk ratings and other in-depth analysis 

Support relationships with key stakeholders in Banking and Risk and with key Regulators, Internal Audit, and control functions 

Support ICM Underwriting organization on strategic initiatives /projects as required 

Risk Management Experience: 

Experience in and exposure to global credit risk management standards 

Ability to understand financing and product structures 

Ability to assess financial and industry data to conduct credit assessment 

Able to discuss and address issues associated with the allocation of risk assets and risk capital in partnership with stakeholders and product organizations. 

Client Relationships / Business Partnership: 

Ability to understand nuances of local markets, local regulation, and the capabilities and practices of competitors 

Navigates organizational complexity and breaks silos 

Creates and sustains a network of strong partnerships with the business in all segments & geographies and other risk functions 

Provides well-reasoned, balanced assessments of risk/return trade-offs associated with transactions and client relationships

In this role, you’re expected to:  

Identify and implement process improves of the securities and derivatives settlement process using data analysis tools and methodologies 

Complete operational tasks focused on administering defined procedures, analyses and report preparation 

Analyze data and make recommendations for the launch of new products and services or upgraded platforms 

Minimize risk to the bank by monitoring errors and suggesting solutions that reduce errors, and ensure adherence to audit and control policies 

Identify policy gaps and propose efforts to streamline the securities and derivatives settlement processes 

Monitor, analyze and evaluate processes and data to ensure the accuracy and quality of completed settlement tasks 

Maintain an in-depth understanding of how the team collaborates with other areas in accomplishing assigned tasks 

Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm‘s reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Responsibilities: 

Process securities transactions, provide analytic input for traders and aid in review of derivative products 

Utilize data analysis tools and methodologies, in conjunction with professional judgement to make process improvement recommendations 

Resolve settlement related issues and escalate as needed; recommend solutions to resolve complex issues 

Participate in the implementation of assigned projects, including new products, services and upgrades to platforms 

Identify policy gaps and formulate new policies to enhance the streamlining of trade flow processes 

Monitor and provide solutions to errors to minimize risk to the bank 

Provide informal guidance, and/or on the job training to new team members 

Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm‘s reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

In this role, you’re expected to:  

Process securities transactions, provide analytic input for traders and aid in review of derivative products 

Utilize data analysis tools and methodologies, in conjunction with professional judgement to make process improvement recommendations 

Resolve settlement related issues and escalate as needed; recommend solutions to resolve complex issues 

Participate in the implementation of assigned projects, including new products, services and upgrades to platforms 

Identify policy gaps and formulate new policies to enhance the streamlining of trade flow processes 

Monitor and provide solutions to errors to minimize risk to the bank 

Provide informal guidance, and/or on the job training to new team members 

Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm‘s reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

1. Microsoft Access 連結資料庫，依需求撰寫查詢指令及篩選條件，製成Excel或PowerPoint格式供其他單位後續使用。 

2.使用Wscript撰寫程式，依需求自動化批次下載資料或產出報表。 

3.利用Excel函數，依需求編製報表。 

※本職缺歡迎身障人士主動投遞履歷應徵

1. 協助PM結構融資、聯合授信案授信架構擬定。 

2. 協助籌組聯貸銀行團(含聯合授信說明書之製作)、銀行關係之建立與維護、聯貸業務客戶之聯繫。 

※本職缺歡迎身障人士主動投遞履歷應徵

1.協助PM就各式信託商品架構及信託契約之擬訂、簽核。  

2.信託附屬業務。 

3.洗錢防制及受益人辨識作業。 

4.其他主管交辦事項。 

※本職缺歡迎身障人士主動投遞履歷應徵

1.個人房貸/信貸/信用卡案件徵信 

2.電話照會 

此職務工作地點為台北市及中壢區 

※本職缺歡迎身障人士主動投遞履歷應徵

(A) 櫃台交易處理 

1. 處理現金、支票、國內外匯款及外匯交易。 

2.為客戶提供櫃台服務。 

3.處理開戶/ 銷戶、存款/ 放款相關程序。 

4.得管理櫃檯現金運轉，通過對現金、貴重物品、金庫/鑰匙和密碼的有效監控和保管來實行分行交易運作。 

(B) 推銷銀行產品/ 服務 

1.在處理櫃台交易時，辨別潛在客戶並將其引薦給銷售人員，在適當情況下向客戶交叉銷售銀行產品。 

(C) 客戶體驗管理 

1.按照銀行要求的服務標準，為客戶提供優質的服務。 

2.處理和跟進客戶的查詢、要求和交易，以確保客戶滿意度。 

(D) 稽核和合規監控 

1.遵守銀行的政策、標準、操作準則/ 規程、保安和內部控制及合規措施。  

2.遵守政府和金管會制定的規則和規定。

Business Function 

As a leader in treasury operations, DBS extends a broad range of capabilities in foreign exchange and derivatives, money market and securities trading, to corporations and financial institutions. DBS trades in a comprehensive product range, including foreign exchange, as well as interest rates and derivatives. Treasury & Markets (T&M) provides total solutions to serve DBS clients‘ hedging and investment needs with a regional emphasis. We have a strong record in providing innovative wealth management solutions to our individual investors. We are a leader in SGD and regional products with an excellent, customer-driven research capability and with cutting-edge risk management technology and systems. 

Responsibilities: 

- Collaborate with sales teams and clients to understand their needs and objectives for financial transactions. 

- Design and create customized financial structures that align with client requirements, considering factors such as risk appetite, cost-effectiveness, and legal compliance. 

- Conduct thorough quantitative and qualitative analyses to evaluate the feasibility and profitability of proposed structures. 

- Collaborate with legal and compliance teams to ensure structures adhere to regulatory guidelines and mitigate legal risks and prepare English & Chinese term-sheet. 

- Monitor and assess the performance of structured transactions, providing recommendations for adjustments or refinements as needed. 

- Stay updated on industry developments, emerging trends, and regulatory changes that may impact structured finance activities. 

- Contribute to the development and enhancement of structuring methodologies, tools, and processes to improve efficiency and accuracy.

(A) 櫃台交易處理 

1. 處理現金、支票、國內外匯款及外匯交易。 

2.為客戶提供櫃台服務。 

3.處理開戶/ 銷戶、存款/ 放款相關程序。 

4.得管理櫃檯現金運轉，通過對現金、貴重物品、金庫/鑰匙和密碼的有效監控和保管來實行分行交易運作。 

(B) 推銷銀行產品/ 服務 

1.在處理櫃台交易時，辨別潛在客戶並將其引薦給銷售人員，在適當情況下向客戶交叉銷售銀行產品。 

(C) 客戶體驗管理 

1.按照銀行要求的服務標準，為客戶提供優質的服務。 

2.處理和跟進客戶的查詢、要求和交易，以確保客戶滿意度。 

(D) 稽核和合規監控 

1.遵守銀行的政策、標準、操作準則/ 規程、保安和內部控制及合規措施。  

2.遵守政府和金管會制定的規則和規定。

＜ 注意事項 ＞ 

1. 請至JIM bot進行第一階段申請:  

Jim - 資深豐盛理財客戶經理 (https://dbs-prod.impress.ai/careers/icareers/html-widget/chat-widget/92e652f2-3ac7-450c-b36a-89cf9dbbd7b4/) - 2023的評估 (impress.ai) (建議用Google Chorme瀏覽器開啟) 

2. 請至DBS官方網站，註冊帳號密碼後，點選「線上應徵」進行第二階段申請 資深豐盛理財客戶經理 

(https://careers.dbs.com/careersection/dbs_professional_hires_career_section/jobdetail.ftl?job=21000002&lang=zh_TW) 

e-JD(透過影片可更了解DBS RM的實際工作樣貌): https://www.youtube.com/watch?v=rhKNH4M2a-o 

1.透過卓越的客戶服務及專業的財務解決方案，增加/強化客戶及其家人的財富 

2.依據客戶的資產組合/財務需求，提供全方位的理財規劃建議，確保產品的風險在客戶的承受範圍內並使客戶滿意本行的售後服務 

3.透過緊密的團隊合作，提供客戶專業、客製化的服務體驗，滿足其所有銀行相關的需求(含銀行一般業務、借貸及投資) 

4.https://www.youtube.com/watch?v=rhKNH4M2a-o

＜ 注意事項 ＞ 

1. 請至JIM bot進行第一階段申請:  

Jim - 資深豐盛理財客戶經理 (https://dbs-prod.impress.ai/careers/icareers/html-widget/chat-widget/92e652f2-3ac7-450c-b36a-89cf9dbbd7b4/) - 2023的評估 (impress.ai) (建議用Google Chorme瀏覽器開啟) 

2. 請至DBS官方網站，註冊帳號密碼後，點選「線上應徵」進行第二階段申請 資深豐盛理財客戶經理 

(https://careers.dbs.com/careersection/dbs_professional_hires_career_section/jobdetail.ftl?job=21000002&lang=zh_TW) 

e-JD(透過影片可更了解DBS RM的實際工作樣貌): https://www.youtube.com/watch?v=rhKNH4M2a-o 

1.透過卓越的客戶服務及專業的財務解決方案，增加/強化客戶及其家人的財富 

2.依據客戶的資產組合/財務需求，提供全方位的理財規劃建議，確保產品的風險在客戶的承受範圍內並使客戶滿意本行的售後服務 

3.透過緊密的團隊合作，提供客戶專業、客製化的服務體驗，滿足其所有銀行相關的需求(含銀行一般業務、借貸及投資) 

4.https://www.youtube.com/watch?v=rhKNH4M2a-o

＜ 注意事項 ＞ 

1. 請至JIM bot進行第一階段申請:  

Jim - 資深豐盛理財客戶經理 (https://dbs-prod.impress.ai/careers/icareers/html-widget/chat-widget/92e652f2-3ac7-450c-b36a-89cf9dbbd7b4/) - 2023的評估 (impress.ai) (建議用Google Chorme瀏覽器開啟) 

2. 請至DBS官方網站，註冊帳號密碼後，點選「線上應徵」進行第二階段申請 資深豐盛理財客戶經理 

(https://careers.dbs.com/careersection/dbs_professional_hires_career_section/jobdetail.ftl?job=21000002&lang=zh_TW) 

1.透過卓越的客戶服務及專業的財務解決方案，增加/強化客戶及其家人的財富 

2.依據客戶的資產組合/財務需求，提供全方位的理財規劃建議，確保產品的風險在客戶的承受範圍內並使客戶滿意本行的售後服務 

3.透過緊密的團隊合作，提供客戶專業、客製化的服務體驗，滿足其所有銀行相關的需求(含銀行一般業務、借貸及投資) 

4.https://www.youtube.com/watch?v=rhKNH4M2a-o

《Job Duties & Responsibilities》  

• Acquire new affluent customers and solicit business opportunities through proactive cross-selling, referrals and personal business connections 

• Build strong customer relationships and deliver customer-focused solutions to exceed customer expectations and increase the share of customers‘ wallets 

• Align actions to customer needs, identify customer needs through financial need analysis / investment profile review, and offer differentiated solutions of banking and wealth management products / services in line with customers’ changing profile and needs 

• Achieve assigned sales and business targets, and maximize contributions to the revenue of DBS Treasures Private Client 

• Increase product utilization and penetration by proactively updating customers on the latest product / market information and their account status

職務條件如下: 

1.專科以上學歷畢業。 

2.具二年以上銀行存匯及授信經驗。 

3.具撰寫徵信報告及業務推展能力。

工作職掌:  

協助分行舉辦理財說明會、進行每日市場分析與報告，提供即時的資訊給理專。需給予教育訓練，協助理專提升專業，包含:市場/產品等。與分行經理及業務主管合作，進行顧客分析並提供合適的投資理財規劃諮詢，符合客戶需求。提供策略面的專業，協助分行提升分行績效與理專生產力。 

Responsibilities: 

- IC play the role as the speaker for the small client seminar held at each branch.  

- To distribute the market outlook and asset allocation model related knowledge to our existing customers as well prospectors. 

- IC should be the trainer of sales people and help on solving all kind of market/product relevant inquiries from sales people. 

- Refine the sales trainings via morning update and informal communications with sales people. 

- Co-work with BBM and sales lead on the analysis of customer composition, and help BBM/sales lead and sales to develop suitable product/pricing strategy to service the customers at the branch level. 

- IC should join call with TRMs to know the customers needs, advice suitable product and fulfill customer needs. 

- Help in writing the market outlook/product related materials for the purpose of sales training and role plays. 

- Help to promote and educate the DBS-Morning Star asset allocation model to TRMs and clients. 

- Responsible for the feedback of voice and requirements to CIIP research team and product teams. 

- Develop strategies to help TRM to acquire new customers and to acquire new money.

1.行銷管理及業務推展  

(1)主動開發及服務內部同仁所推薦的潛在客戶及從分行及外部擴增客戶來源。  

(2)協助分行業務經理領導業務團隊並提昇保險銷售績效，以達成分配給自己及分行的整體保險業績目標。  

(3)透過客戶服務、交叉銷售、分行宣傳活動等來深耕客戶關係並建立品牌知名度，以擴增客戶基礎。  

(4)參與例行性的教育訓練及銷售活動等，並與分行服務經理等服務同仁密切合作，以有效開發服務同仁所推薦的潛在客戶。  

(5)定期召開業績檢討會，以提升銷售同仁的產能。  

(6)與客戶維持良好的關係，滿足客戶的財務需求，並提升客戶與本行往來的業務種類。  

(7)確定銷售同仁的銷售行為係依據並符合內部政策、標準、準則、規章及主管機關及監理機構所訂定的規章及法規。 

2.人才及客戶體驗管理  

(1)培訓發展及輔導銷售同仁，以提升其保險銷售績效及與客戶間的互動關係。  

(2)與銷售同仁保持明確及即時溝通，以共同達成保險銷售目標。  

(3)建立團隊成員中的信任及士氣，並能與分行中的其他同仁密切合作。  

(4)協助分行業務經領導業務團隊提供客戶最佳的金融服務，並達到在多個客户滿意度調查/ 追踪計畫中（例如神秘顧客及電話服務調查）針對保險的預設滿意度水準。  

3.稽核及合規監控  

(1)確保完全符合內部政策、標準、準則及規章及主管機關及監理機構所訂定的規章及法規。  

(2)透過教育、監控及有效的補救措施協助分行業務經理提升分行營運的控制及合規質量，並密切的與分行服務經理合作以保持銷售團隊的營運標準。 

4.分行行政管理  

(1)滿足客戶的需求，並依據本行的客戶申訴處理準則及時的解決客戶抱怨案件。  

(2)反映並建議分行業務經理有關於客戶的意見及競爭對手的作法。

Job Description 

1. Support sales head/team lead for business planning/strategy execution to achieve the sales revenue target; selective clients coverage 

2. Overseeing various projects/sales initiatives aimed at improving Sales team work flow efficiency in the fast pace environment 

3. Collaborate with cross-functional teams, stakeholders and bridge the communication of various Sales team projects and initiatives, including IBG & CBG MtJ, data & digital initiatives, business planning and analysis, etc.