26941546 Assistant Vice President, Commercial Bank, Taipei, HYBRID(刊期已經結束)

Key Responsibilities 

Executes, aligned with global and regional strategies, all responsibilities regarding underwriting, including, but not limited to: 

Adoption of leading practices in regulatory-driven credit analysis, underwriting, and monitoring, including the end-to-end underwriting process, from early origination discussions to development of credit approval memos 

Drafting of Credit Approval Memo (CAM) packages including but not limited to ensuring they are complete and accurate 

Conducting initial financial analysis, due diligence, projection modeling, stress testing, risk ratings and other in-depth analysis 

Support relationships with key stakeholders in Banking and Risk and with key Regulators, Internal Audit, and control functions 

Support ICM Underwriting organization on strategic initiatives /projects as required 

Risk Management Experience: 

Experience in and exposure to global credit risk management standards 

Ability to understand financing and product structures 

Ability to assess financial and industry data to conduct credit assessment 

Able to discuss and address issues associated with the allocation of risk assets and risk capital in partnership with stakeholders and product organizations. 

Client Relationships / Business Partnership: 

Ability to understand nuances of local markets, local regulation, and the capabilities and practices of competitors 

Navigates organizational complexity and breaks silos 

Creates and sustains a network of strong partnerships with the business in all segments & geographies and other risk functions 

Provides well-reasoned, balanced assessments of risk/return trade-offs associated with transactions and client relationships

Key Responsibilities 

Executes, aligned with global and regional strategies, all responsibilities regarding underwriting, including, but not limited to: 

Adoption of leading practices in credit analysis, underwriting, and monitoring, including the end-to-end underwriting process, from early origination discussions to development of credit approval memos 

Drafting of Credit Approval Memo (CAM) packages including but not limited to ensuring they are complete and accurate 

Conducting initial financial analysis, due diligence, projection modeling, stress testing, risk ratings and other in-depth analysis 

Support relationships with key stakeholders in Banking and Risk and with key Regulators, Internal Audit, and control functions 

Support ICM Underwriting organization on strategic initiatives /projects as required 

Risk Management Experience: 

Experience in and exposure to global credit risk management standards 

Ability to understand financing and product structures 

Ability to assess financial and industry data to conduct credit assessment 

Able to discuss and address issues associated with the allocation of risk assets and risk capital in partnership with stakeholders and product organizations. 

Client Relationships / Business Partnership: 

Ability to understand nuances of local markets, local regulation, and the capabilities and practices of competitors 

Navigates organizational complexity and breaks silos 

Creates and sustains a network of strong partnerships with the business in all segments & geographies and other risk functions 

Provides well-reasoned, balanced assessments of risk/return trade-offs associated with transactions and client relationships

In this role, you’re expected to:  

Identify and implement process improves of the securities and derivatives settlement process using data analysis tools and methodologies 

Complete operational tasks focused on administering defined procedures, analyses and report preparation 

Analyze data and make recommendations for the launch of new products and services or upgraded platforms 

Minimize risk to the bank by monitoring errors and suggesting solutions that reduce errors, and ensure adherence to audit and control policies 

Identify policy gaps and propose efforts to streamline the securities and derivatives settlement processes 

Monitor, analyze and evaluate processes and data to ensure the accuracy and quality of completed settlement tasks 

Maintain an in-depth understanding of how the team collaborates with other areas in accomplishing assigned tasks 

Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm‘s reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Responsibilities: 

Process securities transactions, provide analytic input for traders and aid in review of derivative products 

Utilize data analysis tools and methodologies, in conjunction with professional judgement to make process improvement recommendations 

Resolve settlement related issues and escalate as needed; recommend solutions to resolve complex issues 

Participate in the implementation of assigned projects, including new products, services and upgrades to platforms 

Identify policy gaps and formulate new policies to enhance the streamlining of trade flow processes 

Monitor and provide solutions to errors to minimize risk to the bank 

Provide informal guidance, and/or on the job training to new team members 

Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm‘s reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

In this role, you’re expected to:  

Process securities transactions, provide analytic input for traders and aid in review of derivative products 

Utilize data analysis tools and methodologies, in conjunction with professional judgement to make process improvement recommendations 

Resolve settlement related issues and escalate as needed; recommend solutions to resolve complex issues 

Participate in the implementation of assigned projects, including new products, services and upgrades to platforms 

Identify policy gaps and formulate new policies to enhance the streamlining of trade flow processes 

Monitor and provide solutions to errors to minimize risk to the bank 

Provide informal guidance, and/or on the job training to new team members 

Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm‘s reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

1. Microsoft Access 連結資料庫，依需求撰寫查詢指令及篩選條件，製成Excel或PowerPoint格式供其他單位後續使用。 

2.使用Wscript撰寫程式，依需求自動化批次下載資料或產出報表。 

3.利用Excel函數，依需求編製報表。 

※本職缺歡迎身障人士主動投遞履歷應徵

1. 協助PM結構融資、聯合授信案授信架構擬定。 

2. 協助籌組聯貸銀行團(含聯合授信說明書之製作)、銀行關係之建立與維護、聯貸業務客戶之聯繫。 

※本職缺歡迎身障人士主動投遞履歷應徵

1.協助PM就各式信託商品架構及信託契約之擬訂、簽核。  

2.信託附屬業務。 

3.洗錢防制及受益人辨識作業。 

4.其他主管交辦事項。 

※本職缺歡迎身障人士主動投遞履歷應徵

1.個人房貸/信貸/信用卡案件徵信 

2.電話照會 

此職務工作地點為台北市及中壢區 

※本職缺歡迎身障人士主動投遞履歷應徵

1. Responsible for the Product Profitability. 

2. Develop Product Plans for GTS Products that will encompass market analysis, product definition, competitive scan, pricing, costing and revenue strategies, customers’ buying behaviour etc. 

3. Develop business plan to promote/market the sale to targeted clients. 

4. Develop new products, enhance and repackage existing products and always balancing both the product revenue and risk aspects of the equation at all times. 

5. Develop and standardise Policies and Procedures. 

6. Work with GTS Sales to obtain competitive information from customers / market with regard to product functionalities, capabilities and features of competitors’ product and services. 

7. Identify product gaps & new opportunities and develop new products / programs. 

8. Develop Marketing Collaterals & Training Materials 

9. Responsible for NPA for all new products & services launched in the country

Job Summary: 

The Specialist will be responsible for driving digitization and datadriven operating model (DDOM) to the dealing room by providing technical expertise in the areas of data analysis, digital solutions, and automation. This role will work closely with cross BU/SU and cross-country colleagues to identify business opportunities for digital solutions, advanced analytics, and machine learning techniques to improve customer experience, internal efficiency, and drive revenue growth. 

Responsibility: 

★ Collaborate with the dealing room team and other departments to identify and collect relevant data to develop new strategies and tactics based on market insights and data analysis in compliance with regulatory requirements and internal policy 

★ Maintain the local T&M data pipeline within ADA to support all analytics and modelling from enterprise ADA 

★ Align to regional change management framework for data to be adopted into Taiwan 

★ Work with overseas data colleagues in Hong Kong and Singapore and to port over analytics tools and models fit for local Taiwan T&M use 

★ Analyze data to identify trends, opportunities for revenue growth, and areas for improvement 

★ Apply statistical modeling and machine learning techniques to develop predictive models and algorithms to drive business outcome 

★ To work with internal/external teams on exploring or creating new business models to drive new revenue streams 

★ Manage implementation of digital solutions with clients 

★ Communicate findings and recommendations to stakeholders in a clear and concise manner 

★ Conduct research and stay up-to-date with industry trends and best practices in data analysis, digital solutions, and automation, and provide recommendations for new tools or platforms that could benefit the dealing room 

★ Work with marketing and product management teams to drive revenue growth and client acquisition through digital channels 

★ Perform other related duties as assigned

(A) 櫃台交易處理 

1. 處理現金、支票、國內外匯款及外匯交易。 

2.為客戶提供櫃台服務。 

3.處理開戶/ 銷戶、存款/ 放款相關程序。 

4.得管理櫃檯現金運轉，通過對現金、貴重物品、金庫/鑰匙和密碼的有效監控和保管來實行分行交易運作。 

(B) 推銷銀行產品/ 服務 

1.在處理櫃台交易時，辨別潛在客戶並將其引薦給銷售人員，在適當情況下向客戶交叉銷售銀行產品。 

(C) 客戶體驗管理 

1.按照銀行要求的服務標準，為客戶提供優質的服務。 

2.處理和跟進客戶的查詢、要求和交易，以確保客戶滿意度。 

(D) 稽核和合規監控 

1.遵守銀行的政策、標準、操作準則/ 規程、保安和內部控制及合規措施。  

2.遵守政府和金管會制定的規則和規定。

Business Function 

As a leader in treasury operations, DBS extends a broad range of capabilities in foreign exchange and derivatives, money market and securities trading, to corporations and financial institutions. DBS trades in a comprehensive product range, including foreign exchange, as well as interest rates and derivatives. Treasury & Markets (T&M) provides total solutions to serve DBS clients‘ hedging and investment needs with a regional emphasis. We have a strong record in providing innovative wealth management solutions to our individual investors. We are a leader in SGD and regional products with an excellent, customer-driven research capability and with cutting-edge risk management technology and systems. 

Responsibilities: 

- Collaborate with sales teams and clients to understand their needs and objectives for financial transactions. 

- Design and create customized financial structures that align with client requirements, considering factors such as risk appetite, cost-effectiveness, and legal compliance. 

- Conduct thorough quantitative and qualitative analyses to evaluate the feasibility and profitability of proposed structures. 

- Collaborate with legal and compliance teams to ensure structures adhere to regulatory guidelines and mitigate legal risks and prepare English & Chinese term-sheet. 

- Monitor and assess the performance of structured transactions, providing recommendations for adjustments or refinements as needed. 

- Stay updated on industry developments, emerging trends, and regulatory changes that may impact structured finance activities. 

- Contribute to the development and enhancement of structuring methodologies, tools, and processes to improve efficiency and accuracy.

(A) 櫃台交易處理 

1. 處理現金、支票、國內外匯款及外匯交易。 

2.為客戶提供櫃台服務。 

3.處理開戶/ 銷戶、存款/ 放款相關程序。 

4.得管理櫃檯現金運轉，通過對現金、貴重物品、金庫/鑰匙和密碼的有效監控和保管來實行分行交易運作。 

(B) 推銷銀行產品/ 服務 

1.在處理櫃台交易時，辨別潛在客戶並將其引薦給銷售人員，在適當情況下向客戶交叉銷售銀行產品。 

(C) 客戶體驗管理 

1.按照銀行要求的服務標準，為客戶提供優質的服務。 

2.處理和跟進客戶的查詢、要求和交易，以確保客戶滿意度。 

(D) 稽核和合規監控 

1.遵守銀行的政策、標準、操作準則/ 規程、保安和內部控制及合規措施。  

2.遵守政府和金管會制定的規則和規定。

職務條件如下: 

1.專科以上學歷畢業。 

2.具二年以上銀行存匯及授信經驗。 

3.具撰寫徵信報告及業務推展能力。

【職務內容】 

我們正在打造台灣第一個「醫療金融生態圈」， 

希望透過企業卡、收單與貸款整合，改變診所與醫療產業的金融運作方式。 

本職位的核心任務，不是維持既有貸款流程，而是： 

將醫療貸款升級為「可規模化、可複製」的產品與流程 

主要工作內容： 

一、貸款產品與信用政策設計 

• 規劃醫療貸款產品架構（額度、利率、條件、分群策略） 

• 與風管單位共同設計與優化 credit policy（授信邏輯、認列方式） 

• 建立不同客群（診所、藥局等）的差異化授信策略 

二、流程優化與標準化 

• 拆解現行貸款流程，優化審核流程與作業效率 

• 設計標準化文件、審查邏輯與案件模板 

• 降低人工依賴，提高案件處理一致性與可複製性 

三、數據與AI工具導入 

• 建立基本授信判斷指標（如現金流、營運規模等） 

• 導入簡易輔助徵信工具 

• 與內部數據或系統單位合作，推動數位化流程 

四、跨部門溝通與專案推動 

• 與業務單位（診所開發）、風管、法遵密切合作 

• 協助業務端提升案件品質與送件效率 

• 推動醫療金融相關專案落地 

五、市場與競品分析 

• 觀察同業醫療貸款產品策略 

• 分析醫療產業經營模式，優化授信判斷方式 

【必要條件】 

• 3年以上銀行或金融業相關經驗（貸款產品／風控／授信／信用卡皆可） 

• 具備「產品及業務思維」，能將流程或制度結構化，而非僅執行既有作業 

• 曾參與貸款產品設計、授信政策或流程優化相關經驗 

• 能與風管/法遵單位溝通授信邏輯與政策調整 

• 具備良好邏輯能力，能將複雜問題拆解並提出解決方案

我們的團隊就像一家新創公司，負責推動銀行最新的三大業務： 

1. 醫療貸款（Medical Loan） – 為診所與藥局提供專屬資金融通方案 

2. BPSP（Business Payment Solution Provider） – 協助企業串接全新支付收款流程 

3. 企業卡（Corporate Card） – 打造診所、藥局與企業的支付生態 

在這裡，你將同時扮演 業務開發者（Business Developer）、專案經理（Project Manager），以及 實戰執行者（Hands-on Executor）。 

這不是一份「單純做銷售」的工作，也不是「只做PM規劃」的角色，而是 一個能像新創夥伴一樣全方位推動業務的人。 

必要特質： 

- 業務DNA：樂於與客戶互動，敢於開發市場並承擔業績壓力 

- PM思維：能看懂流程，推動跨部門協作並解決卡點 

- Hands-on精神：願意自己下手處理細節與行政工作，不怕跑文件、不怕麻煩 

1. 開發並維護診所、藥局、醫療供應商等 B2B 客戶，推廣銀行的數位金融解決方案 

2. 規劃並推動專案流程，協調內部（法遵、風管、系統、營運）與外部（SaaS、醫材供應商、藥局協會）單位 

3. 協助處理專案落地相關的行政作業：申請文件、簽核、表單填寫、流程追蹤 

4. 蒐集市場與客戶需求，提出優化流程與產品建議 

5. 達成團隊設定的業務目標（新戶數、交易量、手續費收入）

Job Description 

1. Support sales head/team lead for business planning/strategy execution to achieve the sales revenue target; selective clients coverage 

2. Overseeing various projects/sales initiatives aimed at improving Sales team work flow efficiency in the fast pace environment 

3. Collaborate with cross-functional teams, stakeholders and bridge the communication of various Sales team projects and initiatives, including IBG & CBG MtJ, data & digital initiatives, business planning and analysis, etc.

(A) 櫃台交易處理 

1. 處理現金、支票、國內外匯款及外匯交易。 

2.為客戶提供櫃台服務。 

3.處理開戶/ 銷戶、存款/ 放款相關程序。 

4.得管理櫃檯現金運轉，通過對現金、貴重物品、金庫/鑰匙和密碼的有效監控和保管來實行分行交易運作。 

(B) 推銷銀行產品/ 服務 

1.在處理櫃台交易時，辨別潛在客戶並將其引薦給銷售人員，在適當情況下向客戶交叉銷售銀行產品。 

(C) 客戶體驗管理 

1.按照銀行要求的服務標準，為客戶提供優質的服務。 

2.處理和跟進客戶的查詢、要求和交易，以確保客戶滿意度。 

(D) 稽核和合規監控 

1.遵守銀行的政策、標準、操作準則/ 規程、保安和內部控制及合規措施。  

2.遵守政府和金管會制定的規則和規定。

擔任存匯收付櫃員及金融商品協銷。 

職務條件如下: 

1.大學以上商學系所畢業。 

2.具一年以上銀行存匯經驗。